Terms & Conditions

These Terms and Conditions govern your access to and use of nathanwisdom.com, including any content, services, programs, digital products, courses, consultations, or materials offered through this site (collectively, the “Services”). By using this website, you agree to be bound by these Terms.

If you do not agree, do not use this site.

1. Who This Site Is For

This site is owned and operated by Nathan Wisdom. The Services support personal development, mindfulness, leadership, writing, and business growth. Nothing on this site is a substitute for medical, psychological, legal, or financial advice.

2. Intellectual Property

All content on this website is owned by Nathan Wisdom or licensed for use. This includes but is not limited to:

  • Text, writing, and educational materials
  • Videos, audio, downloads, PDFs, and digital products
  • Logos, brand elements, photography, graphics
  • Programs, consulting frameworks, systems, concepts

You may not copy, share, reproduce, repurpose, resell, or distribute any content without written permission. You may not claim authorship or create derivative works.

Your use is limited to personal, non-commercial purposes only.

3. Use of the Website

You agree not to:

  • Use the site for any unlawful purpose
  • Access or attempt to access secure or private areas without authorization
  • Interfere with the operation or security of the website
  • Share, publish, or misuse any materials obtained through paid programs or private services
  • Use this website to harass, harm, or violate the rights of others
  • You must be at least 18 years old to use the Services.

4. Purchases, Payments, and Refunds

When you purchase a digital product, service, session, or program:

  • You agree that all information provided at checkout is accurate.
  • You authorize the charge to your payment method.
  • You agree to any billing terms presented at the time of purchase.

Refunds:
All sales of digital products, downloads, sessions, events, programs, and consulting services are non-refundable, unless explicitly stated otherwise at the point of purchase.

If a payment fails, access may be suspended until the balance is resolved.

5. Coaching, Consulting, and Educational Disclaimer

All Services, including coaching, consulting, and educational content, are intended for informational and developmental purposes only.

Nathan Wisdom does not provide:

  • Medical or mental health treatment
  • Legal, tax, or financial advice
  • Clinical therapy
  • Guarantees of outcomes or results

Results vary based on individual effort, capacity, personal history, and external circumstances. You accept full responsibility for decisions made based on the information provided.

6. User Accounts

If the site allows account creation:

  • You are responsible for keeping your login secure.
  • You are responsible for all activity that occurs under your account.
  • You must notify us immediately of any unauthorized access.
  • We may terminate accounts that violate these Terms.

7. Testimonials and Examples

Testimonials reflect the real experiences of past clients, but they are not guarantees of future results. You understand that your progress depends on your own actions and circumstances.

Some testimonials may be lightly edited for clarity or length.

8. Links to Third-Party Sites

The website may include links to external sites. These are provided for convenience and do not indicate endorsement. We are not responsible for the content, accuracy, or security of third-party sites.

9. Privacy

Your privacy matters.
Our practices are outlined in the Privacy Policy, which explains how we collect, use, and protect your information. By using this site, you also agree to the Privacy Policy.

10. No Warranties

The website and all Services are provided “as is” and “as available.”
We do not guarantee:

  • uninterrupted or error-free operation
  • specific outcomes or results
  • that the content is complete, accurate, or updated

To the fullest extent allowed by law, we disclaim all warranties, express or implied.

11. Limitation of Liability

To the maximum extent allowed by law:

We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this site or Services.

This includes, but is not limited to, loss of data, loss of income, business interruption, or decisions made based on the information provided.

If liability is found despite this limitation, it is capped at the amount you paid to us in the past 12 months.

12. Indemnification

You agree to indemnify and hold harmless Nathan Wisdom and any associated parties from claims, losses, or damages resulting from your:

  • use of the website
  • violation of these Terms
  • misuse of any content or Services

13. Changes to These Terms

We may update these Terms at any time. Updates will be posted on this page with a new effective date. Continued use of the website means you accept the updated Terms.

14. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any disputes must be handled in the state or federal courts located in Texas.

15. Contact

For questions about these Terms, contact:
Email: hello@nathanwisdom.com
Website: nathanwisdom.com